Description
Product ID: | 9781478014874 |
Product Form: | Paperback / softback |
Country of Manufacture: | GB |
Title: | Making Women Pay |
Subtitle: | Microfinance in Urban India |
Authors: | Author: Smitha Radhakrishnan |
Page Count: | 272 |
Subjects: | Asian history, Asian history, Social and cultural anthropology, Finance and the finance industry, Social & cultural anthropology, ethnography, Finance, India |
Description: | Select Guide Rating Smitha Radhakrishnan explores India's microfinance industry, showing that despite the rhetoric about improving the everyday lives of women borrowers, the practice is a commercial industry that seeks to extract the maximum value from its customers. In Making Women Pay, Smitha Radhakrishnan explores India''s microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women''s empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting. |
Imprint Name: | Duke University Press |
Publisher Name: | Duke University Press |
Country of Publication: | GB |
Publishing Date: | 2022-01-28 |